NATIONAL AUTO SALES

FINANCING

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FINANCING ADVANTAGES

THE NATIONAL DIFFERENCE

OUR MISSION IS SIMPLE

To offer higher quality, premium inventory with an affordable down payment-even with problem credit. Then offer reasonable finance rates, friendly and affordable payments with short term loans (around 4 years). This is our competitive advantage and what really sets us apart.

FINANCING

We sell vehicles and have our own related finance company that offers financing for those vehicles. We do it all here! No working with multiple businesses and lenders. This offers a more personal and one stop shop experience for your vehicle and your financing.


Advantages of our financing

No outside lenders are involved—we are the lender! No shopping your loan with multiple lenders


A higher chance of approval with bad credit, past repos, bks, charge-offs, etc.


Competitive interest rate. We offer very competitive rates more in line with secondary financing.


4 year loans. Our loans run right around the 4 year mark so you can pay off your vehicle quicker and we can do this with reasonable payments because of our finance rates


Reasonable payments. We can offer reasonable payments for your vehicle that fit within your budget.


Lower down payments. We can set our own down payments since we do our own financing. You can get into a quality, pre-owned vehicle for a very affordable, low down payment.


Down payment assistance. If you don’t have the full down payment we are asking you can put down less (typically up to $500) and pay the rest within 30 days-interest free!

If you see on our website a car listed as “Ride out as low as $999 down” that typically means we are asking anywhere from $1300 to $1500 for the suggested down payment. You can put down the $999 today and pay the remaining within 30 days-interest free.

We typically advertise our ride out down payments for about $300 to $500 less than the suggested down payment so you know the minimum you can pay to drive off with.

Also, down payments are not set in stone. We can structure each deal based off your budget and situation if possible.

EASY, FAST APPROVALS

You can complete a quick, full application online for pre-approval without having to visit the dealership.

This way, you can get pre-approved before you start shopping for vehicles. It’s a simple process that allows you to focus on finding the right vehicle afterward.

We strive to make the process quick and easy for you.

CREDIT REPORTING

We report to Equifax each month. Having an auto loan on your credit that is in good standing or paid off can be a huge boost to your credit score.

We report each month that way you can rebuild your credit and improve your credit score.